Flexpoints rewards program is available for the SDFCU Savings Secured Platinum Visa Card. Reward Program: There is no reward system for the Capital One Platinum Secured credit card. SDFCU Savings Secured Platinum Visa Platinum Card and Capital One Platinum Secured credit Card To track credit history and help with credit monitoring, the Discover it Secured Credit Card allows users to access their FICO credit score for free. All cashback earned by new cardholders on the Discover it Secured credit Card is automatically matched dollar-for-dollar at the end the first year.īenefits: Capital One Platinum Secured Credit Card has many benefits, including protection against fraud and replacement of your card in an emergency. Sign up bonus: Capital One Platinum Secured Credit Card doesn't offer a sign up bonus. Discover it Secured credit card offers unlimited cashback on other credit cards and 2% cash back in restaurants and gas stations for purchases up to $1,000 each quarter. What is the Capital One Platinum Secured credit card like?Īnnual Fee: There is no annual fee for the card. There is no annual charge and there are no fees for any balances that you transfer at the APR. These reports are available to all three credit bureaus. Pros: Responsible use helps to build credit history. However, it might not work for people who are looking to build credit and earn rewards. Review of Capital One Platinum Secured credit Card:Ĭardholders have the opportunity to build credit histories with this secured credit cards. This allows you to pay online with an anonymous credit card number, rather than your actual number. Virtual card numbers can be used to protect your account. You don't have to worry about fraud and the card has a $0 liability. The Capital One app allows you to manage your account online and lock it if your card is stolen or lost. Late payment fees can reach up to $40.You can set up automatic payments, receive email and text alerts, and choose your monthly due date. Cash advances are subject to a $10 fee or 3% fee, depending on the greater. However, the APR on cash advances, purchases and balance transfers is 26.99% Variable. It is not a source of interest and it does not count towards your account's capital.īalance transfers at the transfer APR are free of charge. Your monthly payment will be based on the security deposit. However your account will not officially open until you have met the minimum. Your security deposit can be paid in one payment, or multiple payments. You will need to provide access to a bank account and make a minimum security deposit of either $49, $99, or $200 to open Capital One Platinum Secured Credit Card. Consider your financial situation before deciding if the card's credit-building capabilities can benefit you. It has no annual fees and you can increase your credit limit. This card is a great option for growing your credit. Capital One Platinum Secured Credit Card was created to build credit through responsible usage.
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